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Flat rate credit card processing refers to a payment processing model where businesses pay a consistent fee for each transaction, regardless of the transaction amount. This pricing structure simplifies budgeting and financial forecasting for merchants, as it eliminates the unpredictability associated with variable rate plans.

With flat rate processing, businesses can easily calculate costs per transaction without worrying about fluctuations based on factors like card type or transaction volume. This makes it particularly appealing for small to medium-sized enterprises that benefit from straightforward financial management and uniform pricing.

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