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Social Security benefits are an integral part of financial planning for millions of Americans. For decades, they have provided a safety net for retirees, people with disabilities, and survivors of deceased workers. As we move into 2025, it's essential to understand how Social Security benefits work, the changes that might be in effect, and how they can impact your financial future. In this blog post, we’ll explore what Social Security benefits are, who qualifies, and the key updates expected for 2025.

What Are Social Security Benefits?

Social Security is a government program designed to provide financial support to retirees, disabled individuals, and families of deceased workers. It was established in 1935 as part of Franklin D. Roosevelt's New Deal, and since then, it has played a vital role in ensuring that Americans can maintain a basic standard of living in retirement or during periods of disability.

Social Security benefits come in several forms:

Retirement benefits for individuals who have paid into the system through payroll taxes.

Disability benefits for those who are unable to work due to a severe medical condition.

Survivor benefits for spouses, children, or other family members of deceased workers.

Supplemental Security Income (SSI), a program that assists elderly or disabled people with limited income and resources.

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